Z.ai separates Standard API and Coding Plan keys
From 2026-10-16, new Standard API and Coding Plan keys are billed by key type; changing endpoints does not change that type. Standard keys may charge the account balance rather than plan quota. Existing Compatible keys retain endpoint- and plan-history-dependent rules; this update does not require replacing them.
Models generate and reason. Agents use tools to work on tasks. A harness manages an agent’s environment. MCP connects tools and data. Skills are reusable task guidance.
Limits & boundaries
Research notes
Standard, plan and legacy Compatible keys follow different rules. Check classification before configuration; no paid API was called here.
Original sources
- Z.ai separates Standard API and Coding Plan keys ↗
docs.z.ai · · Official documentation